Your Trusted Partner in Payday Loans
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Payday loans. Secure funds for emergencies with ease.
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Payday
Payday loans from Cash Xpress offer a convenient solution for individuals in need of quick financial assistance. Unlike traditional loans, payday loans don't require any collateral; instead, they are approved based on your salary and expense ratio. This means you can access funds without worrying about putting up assets as security.
Explore Payday Loan.
Cash Xpress offers competitive rates for payday loans, charging a weekly rate of 7.5%. Additionally, there's a limit on the amount you can borrow, ranging from CI$100.00 to CI$1,000.00, depending on your financial situation and needs.
What sets Cash Xpress apart is its commitment to customer satisfaction. Civil servants and seniors enjoy special privileges, with a discounted weekly rate of 5% for payday loans. This reflects Cash Xpress's dedication to providing accessible financial solutions to all members of the community, regardless of their income or age.
Payday Loan Eligibility Criteria
- One in-house photo
- Completed application form
- Job letter ( addressed to Cash Xpress) If you are self-employed, a copy of your Trade & Business License, if the License is being renewed, a copy of the renewal receipt, and the last T&B License along with your financial statements. (Please note that once you receive the new T&B license, it is required of you to send a copy to us.)
- Two most recent payslips (If applicable)
- Valid ID (driver's license and passport page)
- Most recent utility bill in your name (to verify proof address) If the utility is not in your name, we require a verification letter from the person's name on the utility bill
address to Cash Xpress with a copy of their valid I'D - Two character references
- Debit card account details (required for repayment of loan if necessary).
- Work permit (if applicable)
Frequently asked
General questions
To qualify for a loan with Cash Xpress, your work permit should have at least 6 months to 1 year of validity remaining at the time of your application. This ensures sufficient time for manageable repayments within the terms of your current employment. If your permit is nearing expiry, we recommend renewing it prior to applying.
Cash Xpress charges an interest rate of 7.5% per week for payday loans. This rate applies to loans within the limit of CI$100.00 to CI$1,000.00. For civil servants and seniors, there is a discount rate of 5% per week.
Acceptable collateral for secured loans at Cash Xpress includes vehicles, jewellery, land titles, and other valuable items. These are required to secure the loan and are evaluated based on their value.
The maximum amount that can be borrowed through a debt consolidation loan at Cash Xpress is CI$10,000.00.
The minimum loan term for a loan at Cash Xpress is one (1) week.
Civil servants and seniors receive a discounted interest rate of 5% per week on payday loans from Cash Xpress.
The interest rate for secured loans at Cash Xpress is 7.5% weekly. These loans can be repaid in multiple installments, and there are generally no limits on the loan amount, which is determined based on the value of the collateral, income, monthly expenses, and application requests. The minimum amount for these loans is CI$1,000.00.
The requirements for applying for any loan at Cash Xpress include:
- One in-house photo
- Completed application form
- Job letter ( addressed to Cash Xpress) If you are self-employed, a copy of your Trade & Business License, if the License is being renewed, a copy of the renewal receipt, and the last T&B License along with your financial statements. (Please note that once you receive the new T&B license, it is required of you to send a copy to us.)
- Two most recent payslips (If applicable)
- Valid ID (driver's license and passport page)
- Most recent utility bill in your name (to verify proof address) If the utility is not in your name, we require a verification letter from the person's name on the utility bill
address to Cash Xpress with a copy of their valid I'D - Two character references
- Debit card account details (required for repayment of loan if necessary).
- Work permit (if applicable)
- Collateral(applicable)
Elevate your finances
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Secured
Secured loans are a form of credit that is backed by collateral, which acts as a guarantee for the lender in case the borrower defaults on the loan.
Collateral can include various assets such as vehicles, jewelry, land titles, and other valuable items.
Debt Consolidation
Our debt consolidation loans are capped at CI$ 10,000.00, providing an effective way to manage your debt more efficiently.
By consolidating your debts, you can focus on one monthly payment rather than juggling several.
